Empowering Financial Growth Together

Affordable loans and financial solutions tailored for government employees and beyond. Secure your future with our trusted services today.

Who We Are

Founded in 1982, Energy Sacco empowers members by providing affordable, accessible, and sustainable financial services. Our goal is to create a savings pool that enables members to achieve their personal and professional development through flexible loan products and investments, driving long-term economic growth and financial security.
Guided by integrity, transparency, and teamwork, Energy Sacco serves government employees and beyond. Our mission is to mobilize resources and provide competitive financial solutions, ensuring members enjoy economic stability. With a member-first approach, we aim to be Kenya’s leading and equitable Sacco for financial empowerment.
Driving Success Through Numbers
Active Members
0 K+
Loan Capital
0 B+
Industry Experience
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Member Satisfaction
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Join Energy Sacco today and experience financial empowerment. Together, we’ll achieve growth, security, and prosperity for you and your family.
Paul Mbuthi — Chairman

Flexible Loan Solutions Available

Explore our diverse range of loan products tailored to meet your unique needs, from emergency funds to long-term business financing opportunities.

Normal Loan

Affordable loan options for personal or development needs, with flexible repayment terms.

Emergency Loan

Quick financial relief for unexpected situations, repayable within 12 or 24 months.

School Fees Loan

Convenient financing to cover school expenses, payable in 12 months at low interest.

Biashara Scale Up Loan

Designed for entrepreneurs, offering long-term support to grow and sustain businesses.

Refinancing Loan

Consolidate existing loans into one, with manageable terms and competitive interest rates.

Huduma Loan

Buy back your existing Sacco loan after half repayment with flexible terms.

Why Choose Us

Affordable Interest Rates

Our competitive rates ensure you access the funds you need without overwhelming repayment pressures, keeping financial growth within reach.

Flexible Loan Terms

Choose repayment plans that suit your financial situation, from short-term emergency loans to long-term business financing options.

Member-Centric Service

We prioritize your financial well-being, offering personalized support and solutions to help you achieve your goals.

Join Energy Sacco and secure your financial future today!